I am sick and tired of all the negative news press discouraging first time homebuyers from buying their dream homes because they have a couple of late payments. Everyone knows that the mortgage industry is going through a very tough time right now, but last time I checked just because you paid a cell phone bill late or had to juggle a couple of payments around because of a last minute change in your paycheck does not make you a bad person.

According to most newspapers that I read there is not one Connecticut mortgage lender that can help people who have credit issues. That is simply not true. There are several Connecticut mortgage lenders that are willing to take a serious look at first time homebuyers who may have a few dings on their credit reports. I work with people every day that we are able to get approved with some additional paperwork and letters of explanation. That is a far cry from telling hard working folks not to bother applying for a mortgage.

As a Connecticut mortgage broker I refuse to turn my back on people that come into my office just because they have some credit issues. There are many folks who just need someone to show them how to work the system so that they get a fair shot at homeownership. One of the greatest tools that we use is our knowledge of credit repair and rapid rescoring. All most people need is some time and expertise to point them in the right direction.

If you are struggling to get approved for Connecticut home mortgages try taking a couple of hours to check your credit reports for any and all errors which may be costing you some valuable points. If that is not working then it may seriously be time to consider seeking an expert to help you get approved for a mortgage.